Car Repairs, Loss and Rentals

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Who will pay for the damage to my car?

Usually, whoever caused the crash pays for the repairs. If your car is “totaled,” you get the fair market value of the car. Your car is “totaled” when the cost of repairs is greater than its fair market value.

What factors determine the fair market value of my car?

To determine fair market value, cars by the same manufacturer, year, body style, options and mileage are considered. Other factors may include the overall body condition in terms of dents, rust and chipping paint. Recent repairs and installation of additional options increase the value of the car. Examples include replacing a transmission, installing a security system, and purchasing new tires. Find your paperwork and present a copy to the property damage claims adjuster for consideration. When possible, fair market value is based on similar cars within your local area.

Great websites that help you determine the fair market value of your car include:
NADA at:
Kelley Blue Book at:
ebay Motors at:
Craigslist at:

My car is totaled. Do I have to pay anything to transfer the car title to the insurance company?

Once totaled, the fair market value is paid by the insurance company. In Ohio,the insurance company must also pay all applicable taxes, license fees, and any other fees that may come up to complete the process. If you are making a claim under your own insurance policy, you will have to pay the deductible.

Can I get a rental car?

You may be eligible for a rental car if your car is severely damaged. If your car is totaled, the amount of time you get to keep the rental becomes extremely limited. You are responsible for quickly finding a replacement or paying for the rental out of your own pocket.

The adjuster is giving me the “run around.” What can I do?

Call Michael D. Christensen Law Offices at (614) 275-3444 or call toll free at (866) 866-8058 for a free telephone consultation regarding your specific situation. In Ohio, you can also file a consumer complaint with the Ohio Department of Insurance by calling 1-800-686-1526 or go online at

For more information about car damage and your rights, call:

Michael D. Christensen Law Offices
(614) 275-3444
toll free: (866) 866-8058
to speak with an experienced Ohio personal injury lawyer.

Fire fighters respond to crash scene

28-year-old man suffered from multiple rib fractures, lacerated spleen and multiple pelvic fractures after the vehicle he was driving was broad sided by a 1997 Chevy Blazer.

35-year-old woman sustained loss of consciousness, abdominal pain, headaches and facial lacerations when the vehicle she was driving was slammed into by another vehicle that failed to yield at a stop sign.

20-year-old tractor passenger was trapped when the driver lost control and the vehicle overturned.

29-year-old female passenger sustained severe head injuries from striking the windshield when the vehicle she was riding in went off the road and into a ditch.


If you’ve been injured in an accident and want an aggressive, experienced personal injury lawyer that will obtain a top-dollar settlement, contact me immediately.

Since you may have no idea about the intricacies of insurance law it is easier for an insurance company to take advantage of you. Some insurance agents will attempt to tell you your claims have little to no value. Other insurance agents may deliberately misinterpret accident facts or the law in an attempt to make you believe you are not entitled to compensation.

Take advantage of my law firm’s education, experience and training. Thousands of injured accident victims just like you have relied upon my firm with successful results.

Take action! Call me toll free at (866) 866-8058 for your free consultation.

Michael D. Christensen,
personal injury accident attorney -- Columbus, Ohio

Michael D. Christensen
Law Offices,LLC

West Office:
3341 W. Broad Street
Columbus, Ohio 43204

Toll Free: (866) 866-8058
Phone: (614) 275-3444
Fax: (614) 275-3445

Northeast Office:
5092 Cleveland Ave
Columbus, Ohio 43231
Toll Free: (866) 866-8058
Phone: (614) 895-2700
Fax: (614) 895-2744

Initial telephone consultations are free!